Maricopa County Trustee Sale List: How to Find and Use AZ Trustee Sale Data in 2026

Trustee sales are one of the best sources of distressed property deals in Arizona — but only if you have fresh, accurate data. Here's everything you need to know about finding and using the Maricopa County trustee sale list.

What Is a Trustee Sale in Arizona?

A trustee sale (also called a non-judicial foreclosure) is the process by which a lender reclaims a property after a borrower defaults on their mortgage — without going through the court system. Arizona is a deed of trust state, which means most foreclosures happen through trustee sales rather than judicial foreclosure.

The process starts with a Notice of Trustee Sale (NTS) being recorded with Maricopa County. This notice sets the date, time, and location of the auction — typically at the county courthouse steps or via online bidding platforms.

From the NTS recording date, Arizona law requires a minimum 91-day waiting period before the sale can occur. This window is your opportunity to find the homeowner, assess the property, and potentially buy before the auction.

How the Maricopa County Trustee Sale Process Works

Here's the typical timeline for a Maricopa County trustee sale:

1. Default: Borrower misses payments (typically 90+ days)
2. NTS recorded: Trustee (usually Tiffany & Bosco or May Potenza) records Notice of Trustee Sale
3. 91-day window: Homeowner can reinstate, refinance, or sell. Investors can approach with offers.
4. Auction day: Property sells to highest bidder above opening bid, or reverts to lender (REO)
5. Post-sale: 3-day right of rescission period for some auction sales

Most serious Maricopa investors focus on the pre-auction window — specifically the 30–60 days after NTS recording — when homeowners are most motivated and competition is lower.

Who Files Trustee Sale Notices in Maricopa County?

In Arizona, the trustee is typically a specialized law firm appointed by the lender. The two largest trustee firms handling Maricopa County are:

• Tiffany & Bosco (T&B) — handles the majority of conventional and government-backed loans
• May Potenza Baran & Gillespie — handles a significant volume of smaller lenders and private notes

Both publish pending sale lists on their websites, but those lists show you only their files — not the full market picture. A comprehensive Maricopa County trustee sale list aggregates across all trustees and cross-references with county recorder data.

Where to Get the Maricopa County Trustee Sale List

Here are the main sources investors use, from free to paid:

How Investors Use the Trustee Sale List

The real value isn't just knowing a sale is scheduled — it's what you do with that information in the 91-day window before the hammer drops:

• Direct mail: Send a letter or postcard to the homeowner. Many are desperate and haven't been approached yet.
• Skip trace + cold call: Get the homeowner's phone number and call. Pre-foreclosure sellers are often highly motivated.
• Door knock: Still works. Showing up in person builds trust fast.
• Bid at auction: If you can't reach the owner, show up on sale day with a cashier's check. Know your MAO.

Maricopa County Trustee Sale Volume in 2026

Maricopa County continues to see elevated NTS activity compared to the 2021–2022 period. With rising interest rates reducing refinance options for distressed borrowers, the pre-foreclosure pipeline is one of the most active it's been since the post-2008 recovery. Investors who work the list consistently are finding deals that never hit the MLS.